Jio Insurance Brokers
Jio Insure
  • Home
  • Car
  • Bike
  • Health
  • Term
  • Investment
  • Business
  • Education
  • Our Company
  • Get the app

Bike Insurance

Buy comprehensive bike insurance online in minutes

Buy bike insurance online and save up to 80%*.

bike insurance

Buy bike insurance and save up to 80%*

Enter bike registration number

+91

Enter mobile number

By clicking 'Get free quotes', I agree to Terms & Conditions, Privacy policy and Disclaimer

Popular online bike insurance plans

    Choose the insurance policy you need

    Choose between the 3 major types of bike insurance policies in India. Purchase by coverage type, your vehicle usage, and cost.
    Shield protection icon

    Comprehensive

    Comprehensive bike insurance protects against theft, damages, third-party liabilities, and natural calamities. It offers complete coverage, including Own Damage (OD) and Third-Party Liability (TP).

    Team members icon

    Third-party liability

    Third-party liability (TP) is the most basic type of bike insurance and required by law. It covers damages to other vehicles and persons, and legal liabilities arising from accidents involving the insured bike, including compensation for injuries, death, and property damage.

    Damage icon

    Own damage

    Own damage (OD) bike insurance covers expensive repairs and replacements of your bike caused by accidents, theft, or fire. However, it does not include third-party liabilities.

    Customise your policy with add-ons

    Enhance your policy and reduce financial liability further with smart add-ons.
    zero depreciation

    Zero depreciation

    Get full value of your bike without any deductibles, in case of repair or loss.

    PA cover for pillion rider

    Covers expenses for the backseat rider in case of an accident or death.

    Breakdown assistance

    Offers round-the-clock support in case of a breakdown with no garage in sight.

    No claim bonus protection

    Enjoy your cumulative no claim bonus (NCB) even if you make a claim.

    key protection bike

    Lost key replacement

    Pays the price of getting a new key if you misplace the original.

    Consumables cover

    In case of repair, pays for consumables such as oil, lubricants, nuts, and bolts.

    return to invoice bike

    Return-to-invoice cover

    Get paid for the invoice value in case of repairs or loss.

    Why do you need bike insurance?

      Why insure with us?

      Depend on the Jio Insurance brand and our simple insurance plans for worry-free coverages.
      • Plan icon

        Choose from the best

        Get options to select best bike insurance from the top insurance companies.

      • Rupee icon

        Maximum Insured Declared Value

        Get maximum coverage for your bike or scooter.

      • Star icon

        Add-ons

        Customise your two-wheeler insurance policy with a wide range of add-on covers.

      • Instant service icon

        Instant policy issuance

        Get your bike insurance policy copy in just 4 simple steps.

      Claims made simple

      Raising an insurance claim is easy now. Know how.

      Education

      Don’t Let a Missed Date Cost You More Why Timely Bike Insurance Renewal is a Must
      Bike

      Don’t Let a Missed Date Cost You More: Why Timely Bike Insurance Renewal is a Must

      Let’s be honest—most of us have, at some point, ignored that little notification reminding us to renew our bike insurance. Life gets busy. Birthdays, bills, and binge-worthy shows keep us distracted. But when it comes to your two-wheeler insurance, that tiny delay can cost you big—both financially and legally.

      Electric Bike Insurance What You Need to Know Before Buying
      Bike

      Electric Bike Insurance: What You Need to Know Before Buying

      Electric bikes are gaining traction in India, with many making an eco-conscious decision. The e-bike segment is expected to make up one-fifth of the two-wheeler market in India by 2026. Electric bikes are sleek, cost-effective, efficient and an ideal choice for urban riders. Like conventional scooters, e-bikes are also prone to various potential risks such as natural damage, theft, and accidents. Hence, it is important to have a comprehensive electric bike insurance policy to safeguard against the financial loss or damage that may arise. Let us explore in detail the electric bike insurance, its scope of coverage, and the factors to consider before buying.

      Avoid These Common Bike Insurance Renewal Mistakes and Ride with Confidence
      Bike

      Avoid These Common Bike Insurance Renewal Mistakes and Ride with Confidence

      Renewing your bike insurance policy online in India offers convenience and efficiency. However, it's essential to be vigilant during the renewal process to avoid common mistakes that could lead to inadequate coverage or financial losses. Here are key mistakes to avoid when renewing your bike insurance online:

      Understanding Bike Insurance Deductible
      Bike

      Understanding Bike Insurance Deductible

      Owning the bike of your dreams comes with a lot of excitement. However, you must not forget that driving a bike in India requires you to have a two-wheeler insurance policy. Choosing a bike insurance policy becomes simple when you understand all its clauses. Let’s talk about bike insurance deductibles, as they play an important part in your financial planning, as well. Before we get into the details, know that a deductible is the amount you are supposed to pay while settling claims under a bike insurance policy. These deductibles affect how you can claim benefits, so you must understand them clearly.

      not found
      Bike

      10 Key Factors That Decide the Cost of Your Bike Insurance Policy

      There’s nothing quite like cruising through the streets on your bike—wind in your hair, open roads, the thrill of freedom. But before you hit the throttle, there’s one essential pit stop: securing the right Bike Insurance Policy. At Jio Insurance Broking, we get it—that road ahead may be unpredictable, but understanding the factors behind your premium can help you ride with confidence and cost-efficiency.

      making-understanding-of-IDV-easy-for-you
      Bike

      How EV Two-Wheelers Are Changing Insurance Underwriting

      Electric vehicles are no longer a niche. EV two-wheelers — scooters/bikes powered by battery and electric motor — are zooming into Indian roads in growing numbers. Along with environmental & lifestyle benefits, their rise is forcing a rethink in many sectors — including insurance. For those seeking Bike Insurance or specifically EV Two Wheeler Insurance, this change in underwriting matters. In this post we look at how underwriting for EV bikes is evolving, what’s different, and how Jio Insurance Broking is positioned to help you navigate this new terrain.

      Hear it from our customers

      When it comes to customer service, don't just take our word for it.
      “The online quote system was simple to use with clear options. The additional options are well laid out and explained on the website, so I knew exactly what I could buy and compare to what I want. Hence renewed my two-wheeler policy online without any trouble. Excellent website”
      avatar
      Chirag Lukka

      IT Manager

      I renewed my health and motor policy on icicilombard.com and it was a seamless experience. On my previous policy, I had registered a claim last month and I was pleasantly surprised with the claim settlement process. It was extremely hassle free and quick.
      avatar
      Abhishek Gupta

      Program Manager

      Extremely happy. Very satisfied with your express settlement of claims. My experience with you is unique as compared with others. I wish your company a very bright and prosperous future. Thank You!
      avatar
      Amit Khandewal

      Product Manager

      “Buying car insurance has never been so easy. It just took me 5 minutes to buy the policy. Very easy and quick. Will recommend it to everyone.”
      avatar
      Dr. Rupa Jha

      Operations Manager

      “The multiple options from various Insurers under one roof was helpful and gave me the confidence that I am opting for the right product as required. Excellent support provided by your advisor.”
      avatar
      Kunal Sharma

      Security Manager

      “Renewing my Car insurance from Jio Insurance Broking was a great experience. Overall experience was really good and I was able to complete my transaction in just 5 minutes. I recommend everyone to buy from Jio Insurance Broking Limited.”
      avatar
      Jamnadas Bhalani

      Development Manager

      “Buying ICICI Lombard car insurance from Jio Insurance Broking is great. It just took me 5 minutes to buy a policy online. Very easy and user friendly. Will recommend it to everyone.”
      avatar
      Vikas Priydarshai

      Blockchain Developer

      “The team handled my renewal query and process very smoothly. They also convinced me to go for a personal cover policy which I am happy to opt for. They are a good asset to the team.”
      avatar
      Kunal Chavda

      IoT Specialist

      “Extremely happy. Very satisfied with your express settlement of claims. My experience with you is unique as compared with others. I wish your company a very bright and prosperous future. THANKS ICICI LOMBARD”
      avatar
      Leena Vaddella

      Artificial Intelligence Engineer

      Keep exploring

      More insurance options for you

        Our bike insurance partners

          Frequently asked questions (FAQs)

          Protection from damage to both your own and third-party vehicles is offered by a comprehensive plan. In addition to accidents, it also covers theft and damage to the vehicle caused by any type of natural disaster, such as floods or storms, as well as human-made events, such as rioting and vandalism. The law mandates the purchase of third-party insurance, although experts advise bike owners to choose a complete policy for greater coverage.

          Zero Depreciation Cover is an addition to your current policy. Over time, the bike loses some of its value. The depreciation rate is what causes the decreased market value. A brand-new bike loses 5–10% of its value the instance it leaves the showroom because the next buyer will be purchasing a used bike. Therefore, even if you choose comprehensive insurance coverage, the claim money you will receive if your bike is stolen or completely destroyed will be based on the depreciated value of the bike's components. For instance, you would receive the latter if the depreciated worth of your Rs. 90,000 bike is Rs. 60,000. However, you will receive Rs. 90,000 if you have Zero Depreciation Cover.

          You receive round-the-clock help to minimize any technical or mechanical breakdown problems if you choose Emergency Assistance Cover. This extra advantage includes on-site basic repairs, flat tires, battery jump starts, tank filling, lost key help, duplicate key issues, and even towing fees up to 100 kilometers from your registered home. In some situations, if the policyholder needs somewhere to stay while the bike is being repaired, the insurer will additionally cover the costs of lodging.

          Visit the insurance company's official website. Enter your policy number and any other necessary information after choosing the appropriate policy type from the list of insurance policies. Download and print the policy paper once you have it. Get in touch with your insurance company if you can't discover the policy number. The Digilocker or mParivahan mobile app-stored digital copies of documents, including a driver's licence and a bike's registration, insurance, and more, are accepted legally, according to the Ministry of Road Transport and Highways. Original documents are no longer required, only photocopies.

          Documents needed to purchase bike insurance online include proof of identity (driver's licence, passport, Aadhar card, PAN card, government-issued ID card), proof of address (bank or post office passbook, government-issued address proof), recent passport-size photo, a valid driver's licence, bike registration certificate, and information for net banking, credit cards, debit cards, and UPI/wallets.

          Jio Insurance Broking Ltd

          Jio Insurance Broking Limited
          IRDAI License No: 347,
          Direct Broker (Life & General),
          Valid upto: 11/03/2028
          (Renewable)

          Investor Relations
          Get Insured
          Quick Links
          Email Id
          customer.care@jioinsure.in
          Toll-Free Number
          18008898730

          (9.30 AM - 6.30 PM, Monday to Friday)

          CIN

          U67200MH2006PLC165651

          Registered office address

          1st Floor, Building - 4NA, Maker Maxity, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra - 400051

          Connect with us

          Get the app

          iconicon

          Discount is offered by the insurance company as approved by IRDAI for the product under file & use guidelines.

          Insurance is a subject matter of the solicitation. For more details on policy terms, conditions, exclusions, limitations, please refer/read policy brochure carefully before concluding sale.

          Jio

          © 2026 Jio Insurance Broking Ltd. All rights reserved.